Fintech · Institutions · MENA

Transforming institutions through strategic excellence.

25+ years of industry leadership meets measurable results. Smartsheet partners with fintechs and institutions — financial and beyond — to deliver digital transformation that ships — not theoretical strategy decks.

While many speak, we act.

Talk to sales See why Smartsheet

Why internal teams struggle with transformation alone

70%

of digital transformation projects fail when managed internally

54%

of employees feel unprepared to handle the technology changes their organization demands

15%

of organizations using internal KPIs can accurately measure digital transformation ROI

The challenge

What problem we solve.

Lack of technology exposure

Internal teams usually lack exposure to diverse implementations across schemes, regulators, processors, fintechs, and third-party providers.

Limited market intelligence

Limited visibility into industry best practices or competitive solutions — access to competitors’ technology roadmaps is scarce.

Limited network

Missing relationships with payment schemes, technology providers, and regulatory bodies that shorten a program’s learning curve.

Time constraints

Internal teams can’t cope with transformation projects on top of daily operational responsibilities.

Limited negotiation power

Limited visibility into vendor pricing benchmarks and contract negotiation leverage costs real money.

What we offer

Four disciplines, one delivery team.

Schemes partnerships

·Advise on the best collaboration model with schemes
·Leverage schemes’ VAS to strengthen the value proposition
·Assist building business cases

Vendor partnerships

·Introduce global providers — CBS, processors, CMS and others
·Lead the selection process: proposal analysis and scorecard
·Assure BIN sponsorship
·Advise on potential Fintech partnerships

Project management

·Assist building project plans
·Monitor implementation — risk, budget, and progress
·Facilitate communication across cross-functional teams

Advisory

·Prepare go-to-market strategies
·Lead digital transformation strategies
·Advise on product value proposition and marketing

Why Smartsheet

A different kind of advisory partner.

Experience-based consultancy:

Projects are led by practitioners and ex-leaders in the industry — not theoretical consultants.

Speed to market advantage:

We deliver initial results in 60–90 days, versus 12–18 months for Big 4 firms.

Guaranteed ROI performance:

We commit to specific outcomes — operational efficiency, faster time-to-market, and cost reductions with measurable KPIs.

Cost-effective excellence:

Achieve significant cost savings compared to Big 4 alternatives.

Regional market mastery:

Deep MENA expertise in regulatory frameworks, cultural dynamics, and market conditions global firms cannot replicate.

Our methodology

How we keep engagements accountable.

Eliminate unnecessary spending and optimize project scope
Maximize value from technology investments and partnerships
Deliver functional solutions on-time and within budget
Ensure sustained returns and continuous improvement

How clients benefit

Operational efficiency

Streamline processes and align with global best practices through digital transformation.

Boost revenue

Accelerate time-to-market for new products and services by enabling faster customer acquisition.

Mitigate risk

Compliance frameworks and risk management systems that reduce regulatory exposure.

Reduce cost

Precise business and technical requirements to vendors — stop paying for unnecessary services.

Competitive advantage

Build a sustainable edge through technology, strategic partnerships, and customer experience.

Success metrics

KPIs and progress reviews that ensure accountability and continuous improvement.

Get in touch

Tell us what you're building.

Share a few details about your program and a member of our team will follow up within one business day. For active RFPs, note your timeline and we'll prioritize accordingly.

Or reach us directly

Karim Badreddine — Founder

+961 3 720378